Do you plan on working after you begin to draw social security income benefits? Most people do work in retirement even if it is only part time and depending on your age and other factors the amount you earn could have a costly effect on your social security benefits. Careful …
When Medicare Denies Coverage
Sometimes Medicare denies coverage for a service we think they should have approved. You can file an appeal and ask them to reconsider which you should do especially if you feel they may have made their decision based on wrong information. Always review the Medicare Summary Notices you receive – …
Extra Help With Prescription Drug Costs
Would you like to save $4,000 per year on your prescription drug plan costs? That’s how much Medicare estimates beneficiaries can save if they enroll in the Extra Help program. If you are enrolled in Medicare’s Part D prescription drug program, you know that you have to pay for premiums, …
Medicare Program Cuts Possible
The current House budget proposal threatens to reduce benefits to Medicare beneficiaries. House Budget Committee Chairman Price and Senate Budget Committee Chairman Enzie want to end Medicare as we know it according to Medicare Rights Center President Joe Baker. In addition to substantial cuts to Medicare both budget proposals would …
Alzheimer’s & Behavior Therapy
According to a new report non prescription treatment of Alzheimer’s disease and other forms of dementia has shown to be an important alternative to the antipsychotic drugs often prescribed. Treating the symptoms of dementia with drugs has been common despite negative side effects including an increased risk of death. Training …
When Should You Sign Up For Medicare?
If you are already receiving Social Security income you generally don’t need to do anything to sign up for Medicare, you will be automatically enrolled. Otherwise three months before you turn 65 you should: • Call Social Security at 1-800-772-1213 • Apply online at www.socialsecurity.gov • Visit your local Social …
Laughter Holds Many Health Benefits
A study has found that laughing can affect the brain in many positive ways. When laughing, humans use the same part of the brain that is activated during meditation. The study, conducted at Loma Linda University, involved 31 participants who watched videos that would stimulate both laughter and stress. The …
Activity-Monitoring Devices Could Be Of Great Benefit To Seniors
Activity-monitoring apps and devices could carry considerable benefits for older adults if they were designed to be more usable. These tools can help older adults keep track of their daily activity and help them improve their cognitive abilities, as well as help improve Illnesses like hypertension and diabetes that require …
Money Saving Landscaping Tips From Experts
As warm weather makes its way into most of the United States, many people are looking for landscaping and lawn-care bargains. Prices change from season to season, and it is always smart to pay attention to value when beginning a project, as costs can add up quickly. Experts have compiled …
Amount Of Sleep May Affect Cognitive Ability
A new study states that older people who get approximately six to nine hours of sleep every night may have better cognitive abilities when compared to those who sleep less than six hours or more than nine hours nightly. The study has found substantial evidence suggesting that sleep amount and …
Healthcare Costs Fall, Still Considered High
According to recent data, healthcare costs have decreased, though remain high. A new report, published by Fidelity Investments, states that a couple who are both 65 years old and whom both plan to retire this year will need an estimated $222,000 saved in order to pay for future healthcare expenses. …
Expenses Every Retiree Should Consider Before Moving
A large number of Americans are set to retire in the next couple of years, and many have made plans to either downsize their living areas or move to a more attractive location upon retirement. Moving can be expensive at any age, but during retirement it can be particularly costly. …
Red Meat May Raise Breast Cancer Risk
Studies have found that women who eat a large amount of red meat may have a higher risk of developing breast cancer when compared to women who consume small amounts of red meat. The study consisted of 88,000 women between the ages of 26 and 45. Researchers believe there may …
Tips To Improve Your 401(k) Account
A recent study released by Financial Finesse, a financial-education company, stated that many Americans will not have enough money to find security in their retirement. More than 50% of employees between the ages of 55 and 64 have not started a retirement fund estimate. Experts have given some helpful tips …
Substance Found In Red Wine May Improve Memory
Research has found that a substance found in red wine may carry anti-aging properties, and also help improve memory. The substance, resveratrol can be found in dark chocolate, as well. The study participants showed that after taking the supplement for six months they had an improved short-term memory when compared …
